100% Tax-Free Payments – Lifetime exclusion from income, dividend and capital gains taxes.
Guaranteed Rate of Return – Providing a guaranteed fixed rate of return which is unaffected by the volatility of the stock market. Due to their tax-free status the rate of return often exceeds other fixed income investment options.
Guaranteed Future Payments – Encourage fiscal responsibility and investment discipline unlike many other investment options. Providing the assurance that the injured parties’ future needs will be met through guaranteed benefits being paid over a specific period or a lifetime.
Free Personalized Planning – By utilizing expert JCR consultants you can develop a payment plan to meet both immediate and future financial obligations.
Minimal Risk – Annuities are guaranteed through the multi-billion dollar life insurance industry. JCR Settlements places structured settlements with the most secure life insurance companies in the world
Stress Free Management – There is no need for concern about market fluctuations or volatility. Your investment is secure and your income is guaranteed. A structured settlement provides income free of all federal, state & local taxes.
No Fees or Ongoing Management Expenses – While typical investments have fees associated with management, structured settlements do not incur any management fees. JCR provides expert services at no out of pocket expense.
Preservation of Government Benefits – Settlements can be designed to protect eligibility for government benefits such as; Social Security Income (SSI), Medicaid & Children’s Medicaid.
Protection – Protection is provided against divorce, family, friends, and even your own spending habits. Many times recipients of large cash settlements become the target of the financial pursuits of others. In fact, one study showed that individuals receiving $100,000.00 or more, 90% had nothing left within 5 years. (Rutler Group, Ltd., TRG 1992)
Peace of Mind – Payments will be made to meet your needs and you will always know when your money is going to be paid.